Senior Communities

Senior communities are sometimes called retirement communities. They consist of groups of homes, apartments, or condominiums specifically designed for people age 55 and over. Some communities require residents to be at least 62 years of age.

There are several benefits associated with this housing option that may be appealing to older people looking for a new home. A move to this type of community offers the opportunity to socialize with peers living nearby. The homes are designed with the needs of seniors in mind. Elements of security, safety, and comfort are integrated into the communities. Recreational and social activities are typically a vital part of these neighborhoods. Amenities such as tennis courts, swimming pools, golf, clubhouses, libraries, and exercise facilities are often on-site. Communal meals are sometimes served, and living in a community is perfect for cooking together, or exchanging your favorite bbq chicken recipes.  Housekeeping and laundry services are often available for those who desire them. Local transportation is typically easily accessible. Some senior-only communities are gated and provide security guards. This housing option can relieve worries about maintenance issues if these are services provided.

The costs of living in a retirement community can vary greatly. There are apartment complexes that are subsidized by HUD (U.S. Department of Housing and Urban Development) and therefore based on income. These apartments can have a long waiting list so it’s wise to start your search early if this is an option you are considering. There are also communities that charge rent based on comparable non-senior housing in the area. In addition to monthly rent, fees for the services mentioned above are also the responsibility of the senior. These fees can range from several hundred dollars to a few thousand dollars. Upscale retirement communities may require the purchase of a home or condominium as well as additional fees to cover the amenities of the neighborhood. These montly fees can add up to several thousand dollars as well.

Seniors considering a move to a retirement community will want to carefully consider several factors before deciding on a neighborhood. Some areas to contemplate include:

Is the community close to your primary care physician and medical facilities that you frequently use?

Is there convenient parking available for yourself and guests? If you are no longer driving, are there transportation services available?

Is there security available such as security officers or a gated entrance?

Are the amenities offered by the community compatible with your interests and level of activity?

Is the living area of the home, apartment, or condominium adequate for your needs? Is there enough storage space? Are the bathrooms suitable for your needs?

What is the communitie’s policy about pets if you are a pet-owner?

Is the housing affordable? You probably won’t want to move again anytime soon after settling into a senior community you have taken the time to research and grown accustomed to.